history of money laundering What is Money Laundering Money Laundering Methods International Initiatives Future Money Laundering techniques UK Legislation Laundering Offences Contact Us

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A Brief History

Taking a look into the origins of
Money Laundering.

What is Money Laundering?

Definitions of the phrase
"money laundering".

How widespread is the Problem?
Estimate of the amount of
cash being laundered

The Money Laundering Process

The 3 stages of Money
Laundering - Placement -
Layering - Integration.

Stages of the Process

How Money Laundering Stages
are achieved.

Money Laundering Methods

Techniques used by money

How Can We Prevent It?

Some measures to prevent this

Affects on Financial Institutions

How laundering affects financial
institutions, legally and

Business Areas Prone To Money Laundering

Which businesses are targetted
by the money launderer?

UK Legislation

Which legislation in the UK covers Money Laundering.

Money Laundering Offences

What the five basic offences of Money Laundering are.

International Initiatives

Some preventative measures in place on an international level.

The Future

Future methods of Laundering cash?


Some conclusions we have made about this area of criminality.


Some recommendations on what can be done to strengthen the fight against this insidious crime.

Money Laundering Methods

How the basic steps mentioned in the Stages of The Process are used depends on the available laundering mechanisms and the requirements of the criminal organisations. The table below provides some typical examples.


Cash paid into bank (sometimes with staff complicity or mixed with proceeds of legitimate business).

Wire transfers abroad (often using shell companies or funds disguised as proceeds of legitimate business).

False loan repayments or forged invoices used as cover for laundered money.

Cash exported.

Cash deposited in overseas banking system.

Complex web of transfers (both domestic and international) makes tracing original source of funds virtually impossible.

Cash used to buy high value goods, property or business assets.

Resale of goods/assets.

Income from property or legitimate business assets appears "clean".

These are a small selection of the ways that people clean their "dirty money". I have littered other examples in some of the other pages but it should be taken into account that the ones I have mentioned are the money laundering schemes which have already been uncovered. However, these schemes are still being used on unsuspecting businesses as even though the authorities know about them, not many people do, or even have access to this type of information.

E-mail us   with any money laundering schemes so we can update these pages.